|
What are the eligibility norms to get a credit card? |
|
If your income is between 60,000 to 2lac per annum, then you can get you credit as of your requirements. Based on the salary the credit card type is determined. Now all the banks in India are issuing credit cards to their customers. Based on the credit score you maintain the credit card value is determined. You have to be at least 21 years of age and not more than 65 years to get a credit card in India.
|
|
What is the process for owning a Credit Card? |
|
First choose a bank through which you are going to avail for a credit card. Then fill in the form given by the bank. The filled in form must be given to the respective bank, over a period of 1 month you will be receiving your credit card.
|
|
What happens if I lose my PIN? |
|
As soon as you lost your PIN number inform your bank about the lose of your credit card PIN number. The bank will ask for little verification, once all the verifications are cleared you will be given a new PIN number to use.
|
|
What should I do if my credit card is lost or stolen? |
|
An immediate intimation must be made to your bank regarding your credit card theft. The bank will block your card from wrong person. Your liability will be made to Rs.1000 and you must pay an amount for getting new credit card. The repayment will vary according to the bank.
|
|
What is a Global Card? |
|
Global card is a type of credit card which enables to use overseas. You can use this global card in over 200 countries in any ATM. This card will be very useful when you are going overseas, so that you can purchase anything using global card. If you are a frequent traveler then global card will be very useful to you.
|
Loans